body{margin:0;font-family:Arial,sans-serif;background:#f5f7fb;color:#222}
header{background:#0B3D91;color:#fff;padding:16px 0;position:sticky;top:0}
.container{width:90%;max-width:1100px;margin:auto}
header .container{display:flex;justify-content:space-between;align-items:center}
nav a{color:#fff;text-decoration:none;margin-left:20px}
.hero{background:linear-gradient(135deg,#0B3D91,#00A6D6);color:#fff;padding:90px 0;text-align:center}
.btn{display:inline-block;background:#fff;color:#0B3D91;padding:12px 24px;border-radius:6px;text-decoration:none;font-weight:bold}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;margin:30px 0}
.card{background:#fff;padding:20px;border-radius:10px;box-shadow:0 4px 12px rgba(0,0,0,.1)}
.highlight{background:#0B3D91;color:#fff;padding:50px 0}
footer{background:#111;color:#ccc;padding:20px 0;text-align:center}